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At Union Savings
Bank, protecting the privacy and confidentiality of your personal
information is important to our employees and us. We value your business
and the trust you put in Union Savings Bank. We collect information in
order to offer you the financial products and services you seek to
obtain, we collect, maintain, and use information about you on a routine
basis. To help you better understand how your personal information is
protected here at Union Savings Bank, we are providing you with the
following statement describing our practices and policies with respect to
the privacy of customer information.
Information We Collect
At Union Savings Bank, we collect, retain, and use nonpublic personal
information about individual customers, allowed by law, to provide
products and services to our customers. We may collect nonpublic personal
information from such sources as:
- Applications or other forms;
- Information about your transactions with us, our affiliates, or
others; and
- Information we receive from a consumer-reporting agency.
Information We Share
We may disclose nonpublic personal information about you with our
corporate affiliates, such as our mortgage company, and other
nonaffiliated third parties under certain circumstances to provide
account services. Any nonpublic personal information shared is conducted
in strict adherence to applicable law. We do not disclose any nonpublic
personal information about you to anyone, except as permitted under law.
Who Receives Information and Why
We do not disclose any nonpublic personal information about our
customers, or former customers, to anyone, except as permitted by law. We
may exchange such information with our affiliates and certain
nonaffiliated third parties, only under certain circumstances, to the
extent permissible under law to service your account, offer you products
or services we believe you may find valuable, report to credit bureaus,
manage risk, and other financial services related activities.
Service Providers/Joint Marketing Partners
Union Savings Bank believes in the importance of providing our
customers with products or services that we believe may meet your
financial needs, we may exchange limited nonpublic personal information
about you to nonaffiliated firms that conduct marketing services on our
behalf, or with other financial institutions in order to offer financial
products or services pursuant a joint agreement. To protect our
customer’s privacy, we only work with companies that agree to maintain
strong confidentiality protections and limit the use of information we
provide. Our agreements with these companies strictly prohibit the use of
selling information to other third parties. Such information exchanged
includes:
- Information we receive from you on applications or other forms, such
as your name, address, social security number, assets, and income;
- Information we receive from a consumer- reporting agency, such as
information relating to your creditworthiness and credit history.
How We Protect Your Information
We understand that the protection of your nonpublic personal
information is of the utmost importance. Guarding, your privacy is our
obligation. Union Savings Bank maintains strict procedures and polices to
safeguard your privacy. We restrict employee access to customer
information to only those who have a business reason to know such
information, and we educate our employees about the importance of
confidentiality and customer privacy. We have policies in place such as
the Code of Ethics and Confidentiality Statement, which all employees are
required to adhere too.
Information on Former Customers
In the event you terminate your customer relationship with us, or
become an inactive customer, we will continue to adhere to the policies
and practices described in this notice and will not share information we
have collected about you except as permitted or required by law.
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